Terms of Use for StevanTerzic.com

Last Updated: December 14, 2025

1. Acceptance of Terms

By accessing and using StevanTerzic.com (the “Website”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, do not use the Website.

2. Consent Confirmation

By clicking “Buy Now,” “Order Now,” “Complete Purchase,” or any similar purchase button, you confirm that you have:

a. Read and understood these Terms of Use in full
b. Agree to be bound by these Terms
c. Acknowledge that all digital products are non-refundable
d. Understand that delivery occurs instantly upon payment
e. Waive any right to refund or chargeback once access is granted

This confirmation constitutes a legally binding agreement.

3. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

4. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

5. Use of Website

a. The Website is intended for your personal, non-commercial use.
b. You must not use the Website in any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged, or impaired.

6. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of StevanTerzic.com or its content suppliers and is protected by intellectual property laws.

7. Content Protection and Anti-Piracy

a. All digital products are licensed for personal, individual use only. You may not share, distribute, copy, reproduce, resell, or make available any content to any third party.

b. Sharing login credentials, screenshots of content, PDFs, or any reproduction of the material is strictly prohibited and constitutes copyright infringement.

c. Violations will result in:

  • Immediate termination of access without refund
  • DMCA takedown notices where applicable
  • Legal action seeking damages of no less than $10,000 per violation
  • Reporting to relevant authorities

8. User Conduct

a. You must not use the Website for fraudulent purposes, or in connection with a criminal offense or other unlawful activity.
b. You must not transmit any viruses, malware, or any other harmful code.

9. Digital Product Delivery and Access

a. All digital products are delivered instantly upon successful payment. Delivery is confirmed when:

  • Payment is processed successfully
  • Registration instructions are sent to the purchaser’s email
  • Account access is granted to the purchaser’s registered account

b. The purchaser acknowledges that digital product delivery occurs IMMEDIATELY and AUTOMATICALLY upon purchase, regardless of whether the purchaser chooses to access, download, read, or use the product.

c. Failure to check email, complete registration, log in, or access the product does not constitute non-delivery.

d. If you were not required to enter a shipping address during checkout, you acknowledge and agree that you purchased a digital product to be delivered electronically. No physical product will be shipped. By completing such a purchase, you confirm your understanding that the product is digital and will be accessed online through your account.

10. No Refund Policy

a. Due to the instant and irreversible nature of digital delivery, ALL SALES ARE FINAL. No refunds will be issued under any circumstances, including but not limited to:

  • Dissatisfaction with content
  • Change of mind
  • Failure to access product due to user error
  • Forgetting login credentials
  • Not reading or using the product
  • Claiming the product was not “received” when access was granted
  • Requesting refund after consuming any portion of the content

b. By completing purchase, you expressly waive your right to any refund, chargeback, or payment dispute related to this transaction.

c. Initiating a chargeback or payment dispute after receiving access constitutes a breach of these Terms and may result in:

  • Immediate termination of account access
  • Collection of the disputed amount plus administrative fees
  • Reporting to fraud prevention databases
  • Legal action to recover costs

11. Account Responsibility

a. You are solely responsible for maintaining the confidentiality of your login credentials.

b. You are responsible for checking the email used during purchase for registration and access instructions.

c. Failure to complete registration, remember passwords, or access your account does not entitle you to a refund or constitute non-delivery.

d. We provide password reset functionality. If you cannot access your account, you must use this feature or contact support before claiming non-delivery.

12. Chargebacks and Payment Disputes

a. If you initiate a chargeback or payment dispute after digital product access has been granted, you agree that:

  • This constitutes breach of contract and potential fraud
  • We reserve the right to dispute the chargeback with evidence of delivery and your agreement to these Terms
  • Your account and access will be permanently terminated

b. We maintain records of all purchases, account creation timestamps, and login activity as evidence of delivery.

13. Results Disclaimer

a. The content provided is educational and informational only. Results vary based on individual effort, circumstances, and application.

b. No guarantee is made regarding specific outcomes in dating, relationships, or personal development.

c. The owner is not responsible for any decisions, actions, or consequences resulting from applying the content.

d. This is not therapy, counseling, or professional advice. Consult appropriate professionals for personal issues.

14. Disclaimer of Responsibility

The owner of StevanTerzic.com is not responsible for the results of applying the content from this Website into one’s life. All information and content are provided on an “as is” basis without any warranties of any kind, and any use of this information is at your own risk.

15. Limitation of Liability

StevanTerzic.com will not be liable for any damages of any kind arising from the use of this Website and its content, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

16. Governing Law

These Terms are governed by and construed in accordance with the laws of the Netherlands, without giving effect to any principles of conflicts of law. Any disputes arising from these Terms shall be resolved exclusively in the courts of the Netherlands.

17. Contact Information

For any questions or concerns regarding these Terms, please contact us at info@stevanterzic.com

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